Interested in INTEREST RATES!

Interest rate determination is a science and an art. There are a number of factors, objective and subjective which go into the determination of interest rates charged to clients. These include: 1) the client’s credit assessment undertaken by the lending institution with the help of credit bureaus 2) the past relationship of the client with […]

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Why India needs a new Lending System?

In the recent past, India has successfully connected large swathes of its population to the financial services platform through the Jan Dhan Yojana and more recently through the demonetization push. However, the country still struggles to make available access to credit and funding to a large but significant section of its commercial enterprises and individual […]

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How to get a QUICK Loan for my business?

Every business has three critical aspects to take care of – the market, the operations and its finances. Most businesses place immense focus on the first two, hoping that the third aspect will take care of itself. The common logic is that: ‘If I can get the clients to pay and have operations to support […]

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